Terms and Condition of Use

1. Consent

Please read the following legal notices / terms and conditions of use ("Terms and Conditions of Use") carefully before accessing the website of the VT Wealth Management AG ("VT"; the website of VT Wealth Management AG is hereinafter referred to as "VT Website"). By accessing the VT Website, you agree that you understand and fully accept the Terms and Conditions of Use. If you do not understand or do not accept any provisions of the Terms and Conditions of Use, please leave the VT Website.

2. Limited Access

The VT Website must not be accessed by persons who (in particular on the basis of their nationality and/or residence) are subject to any jurisdiction prohibiting publication of the contents of the VT Website or access to the VT Website (for whatever reasons). Persons to whom these restrictions apply are not allowed access to the VT Website. Restrictions apply in particular to citizens and/or residents of the United States of America (USA), Great Britain (GB), the Cayman Islands and DIFC Dubai.

3. No Offer

The information and opinions published on the VT Website do not constitute an advertisement or a recommendation, solicitation, offer or invitation to submit an offer to (i) purchase or sell any investment instruments, (ii) perform any other transactions, or (iii) conclude any other legal transactions. They are merely for information purposes. It cannot be ruled out that the investment instruments and services described are not suitable or not available for you.

4. No Advice

The information and opinions published on the VT Website are not to be construed as investment advice or any other kind of advice on legal, tax, financial or other issues. They are not suitable to be used as a basis for decision-making. Please consult a specialized expert before making any decision to take concrete action.

5. No Warranty

VT provides no warranty (neither express nor implicit) that the information and opinions published on the VT Website are correct, accurate, complete, true and up-to-date. In particular, VT is in no way obligated to update outdated information or opinions, remove them from the VT Website or mark them correspondingly. The information and opinions contained on the VT Website are subject to change at any time without notice. Likewise, VT assumes no responsibility and gives no warranty that (i) the VT Website will perform without error or interruption, and (ii) that the VT Website and all other components used in accessing the VT Website contain no harmful elements (particularly viruses).We wish to point out that past performance of an investment instrument is not necessarily indicative of its performance in the future. Moreover, investments in foreign currencies are subject to exchange rate fluctuations. Also, distributions in connection with an investment instrument may vary. VT does not provide any warranty for (i) the increase in or maintenance of the value of investment instruments and (ii) the amount of future distributions.

6. No Liability

Liability of VT for damage of any kind (including consequential damage) directly or indirectly resulting from access to the VT Website shall be excluded except where there is intent or gross negligence.

7. No orders

The entry fields on the VT Website must not be used for placing orders (e.g. orders for the purchase/sale of investment instruments) with VT. Any orders placed that way will not be executed by VT. A corresponding notice to the sender is not required.

8. Intellectual Property

All elements contained on the VT Website are protected by intangible property rights and are owned by VT or third parties.The downloading or printing of elements of the VT Website does not involve the transfer of any rights whatsoever, particularly no rights relating to software, trademarks or elements of the VT Website. Notices relating to copyrights and brands must neither be changed nor removed.The reproduction of elements of the VT Website in whole or in part, in whatever form (particularly in electronic or printed form), is only allowed with full acknowledgment of source. The publication of reproduced elements of the VT Website is only allowed with the prior written consent of VT and with full acknowledgment of source.

9. Potential Conflicts of Interest

It is possible that VT itself or its directors or employees invested, are investing or will invest in investment instruments with respect to which the VT Website contains information or opinions. Moreover, it is possible that VT provided, is providing or will provide services to the issuers of such investment instruments. Furthermore, it cannot be ruled out that employees or directors of VT engaged, are engaging or will engage in activities for the issuers of such investment instruments, e.g. as directors. VT itself or its directors or employees could therefore have an interest in the future performance of investment instruments.

10. Links to other Websites

The VT Website contains links to websites which are not reviewed and offered by VT. Should you activate such links, you leave the VT Website at your own risk. VT has not investigated such websites and is not responsible for their contents.

11. Changes to the Terms and Conditions of Use

VT reserves the right to change these Terms and Conditions of Use from time to time. Therefore, please read these Terms and Conditions of Use whenever you access the VT Website and check whether you also agree with the new version. If you do not understand or do not accept any provisions of the present Terms and Conditions of Use, please leave the VT Website.

12. Applicable Law / Place of Jurisdiction

The use of the VT Website as well as these Terms and Conditions of Use and Legal Notices are subject to the laws of Switzerland. The exclusive place of jurisdiction is Zurich, Switzerland.

Please also read our Privacy Policy, which provides information on our handling of personal data.